0% or Low Interest Credit Cards

If you make your credit card payments on time and have good credit history you may be qualified for credit cards with 0% APR or very low introductory APRs. Some credit cards offer you incrediblly low interest rates for up to 15 months as long as you make minimum payments every month. Many of them have cash back or reward programs, you can earn cash back or points and while paying no or little interest for 6 to 15 months depending on individual credit card offer. Take advantage of these great low interest credit card rates for big purchases such as a new car and home improvements.

Credit Cards for Balance Tranfer

Do you carry a huge balance on other credit cards and can only make the minimum monthly payments? The financial charges are racking up each month? Then consider transferring your credit card debts to a new credit that offer you 0 or low balance transfer rate. These credit cards can save you hundreds or even thousands in interest payments. The introductory period range from 6 months to up to 15 months. Using 0% balance transfer credit card is a great way to manage to pay off all your credit card debts. Many credit cards offer no balance transfer fee. Be sure to check the exact promotional period and remember you still need to make the minimum monthly payments to be qualified for the rates.

Cash Back Reward Credit Cards

Want to earn cash back while doing your every day shopping. There are Credit Cards that allow you to earn cash back for everything you purchase through your cashback credit cards. Whether you are buying a cup of coffee or paying for a new car, you will earn a small percentage for every dollar you spend. You can earn 5% cash back rewards at supermarkets, gas stations, and drugstores. For example, if you spend $5000 a year buying grocery at supermarkets you will be eligible for a $250 check. There is usually an annual limit on how much you can earn - $300 for most credit cards with cash back reward.

Travel Reward Credit Cards

If you do a lot of traveling, you can earn reward points much faster by using these credit cards that are specially designed for frequent travelers like you. Every dollar you spend can earn you up to 5 points (vs. 1 point with other general reward cards).

Cards for Bad/Poor Credit

If you have bad or poor credits and want to reestablish your credit, these are the special cards for you. Since you credit history is bad or poor, you might have to pay a higher interest rate than that of regular credit cards. But if you are determined to get your credit back to good standing, apply for one of those credit cards and alway make the minimum monthly payment, or even better - pay off the balance every month. Your credit lender will be willing to low the interest rate it will become easier for you to borrow more money and apply for a mortgage...