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Citibank is one of the largest banks in the United States and offers a wide range of financial services including credit cards. Citibank issues both MasterCard and Visa cards. Majority of the cards required good credit to be qualified. Whether you are a student or a small business owner, whether you are looking for credit cards that simply give you the convenience of daily purchases or reward cards that allow you to redeem for cash or travel - there are always a Citibank Credit Card that fits your needs. Choose variety of cards including: Business Advantage, American Airline, Dividend Platinum Select, Prepaid, Secured, Diamond, Premier, and many more.
Do I need to be a Citibank customer to be qualified for a Citi credit card? Although Citi Group offers a selection of financial products such as personal and business check, mortgage, home equity loan, and student loan, you don't need to have these services in order to apply for Citi credit cards. Even if you already have a Citi credit card you can apply for a new card to take advantage of the latest 0% APR offers on purchase and balance transfer. If you think you have too many other credit cards you should consider consolidating them to just one or two Citi credit cards so you can manage everything in one simple account.
One of the top card choices for people with good credit is the Citi® Platinum Select® MasterCard®. This is one of the very few cards that offer you 0% APR on purchase and balance for 1 year and 9 months. The typical promotion from other card issuers gives you only 6 months. You will have almost 2 years of interest free shopping. If you are currently paying minimum monthly payment on other credit cards, this is the perfect opportunity to save on interest payments. Transfer those unpaid balance over and you will save thousands of dollars over the next 21 months.
What if I don't have balance to transfer? Well, another customer favorite is the Citi® Dividend Platinum Select® Visa® Card. This is one of best cash back credit cards in the market today. Save big on you New Year's resolution plan - from 1/1/2012 to 3/31/2012 you will get 5% cash back on fitness club, health care, and utilities purchases. To make online shopping even more rewarding you can visit Citi Bonus Cash Center site and get up to 10% cash rebate at select merchants. Average cash back saving is 5%. All other purchases still qualify 1% cash back. Perhaps one of the biggest perks is that you will get $200 back after you spending $500 in the first 3 months. A few trips to grocery stores and gas stations will get you the cash reward faster than you think.
What if you use your credit cards on almost every purchase - from coffee in the morning, lunch at a deli, and fancy dinner at a famous restaurant? Well, you need to give yourself an even bigger reward. The Citi ThankYou Premier Rewards Card will give you the maximum rewards and make your hard-earned money work even harder for you. Earn 1 ThankYou point by just spending $1 on purchase. Doesn't sound much, right? But when you spend $2,500 in purchases within 3 you will earn 50,000 bonus ThankYou® Points, that's enough to redeem $500 gift cards. If you prefer, simply use the points to buy items or vacation stays from the reward catalog.
I don't have credit history can I still apply for a Citi credit card? If you are currently enrolled in a 2 or 4 year college you will be qualified for Citi student credit card. Choose from either Citi Forward® Card or Citi® Dividend Platinum Select® Card for college students. These cards are great for you to start building an A+ credit history and earn rewards at the same time. In fact, Citi Forward Card gives you 100 ThankYou Points every month when you pay on time and stay within the credit line. The Student Dividend Select card gives you 5% cash back in the first 6 months whenever you shop at supermarkets, drugstores, gas stations, convenience stores, or even paying your cable and Internet bills. Best of all, both cards don't require cosigner!
These are just a few of the most popular credit cards from Citibank. Compare offers online and fill out a Citi credit application today.
| Citi Credit Cards
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| Citi PremierPass® Elite Level
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- Earn 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 Points for Every Dollar Spent on Everyday Purchases and 1 Point for All Other Purchases*
- Earn 1 Point for Every Mile You Fly on Any Airline*
- Earn 1 Point for Every Mile Friends and Family Fly on Tickets Purchased with Your Card*
- Get a Complimentary Companion Ticket When You Buy a Qualifying Ticket*
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| Intro APR |
Intro Period |
APR |
Annual Fee |
Balance Transfer |
Link to Offer |
| No Introductory Rate Available |
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As Low As 13.24% |
$75 |
No |
Learn More |
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| Citi® mtvU™ Platinum Select® Visa® Card for College Students
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- 0% APR* on purchases and balance transfers for 6 months
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores
- Earn 1 ThankYou Point for every dollar you spend on all other purchases
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit
- Earn up to 2000 ThankYou Points twice a year for maintaining a good GPA
- Redeem points for gift cards, travel, electronics, music, and more
- No Annual Fee
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| Intro APR |
Intro Period |
APR |
Annual Fee |
Balance Transfer |
Link to Offer |
| 0% APR for 6 Months |
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17.24% |
$0 |
Yes |
Learn More |
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